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Work Cover-An Insurance Company’s Dream

Another post uploaded via our Guest Post Section.

Hello,

This is for all people who have, or have had, a Workers Compensation Claim, in Western Australia, whose employer is insured & whose Insurer supposedly “disputes” liability, yet has NOT issued a statutory regulations form 3B-Insurers Notice That Liability Is Disputed (pursuant to s57A (3)(B) of the WCIMA, W.A.).

The first thing you should know is this…

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lost

The following was posted via the Guest Section of our site:

I was a teacher and was injured at work when I tripped on a student.  I left work as my back was always crook and had a hard time sleeping because of the pain. I did not want to work with children being in pain and without any patience left.

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Dear Injured Workers – Know your Legal Rights.

The following post was submitted via the Guest Post section of this blog:

Dear Injured Workers,

I am writing today in the hope that I can help assist and protect many of you from the unethical and at times illegal behaviour of many workcover insurers. I myself was a victim of this disgusting and corrupt system from 2010-2014. That is maybe a story for another day.

Today I wish to inform injured workers of a very disturbing incident that happened to my injured wife. This occurred due to the appalling behaviour of a so-called Mobile Return to Work Specialist with a workcover insurer.

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Reply to “Trying to Find Empoyment after Workcover”

We have received a reply to our previous anonymously submitted post, by a very generous lawyer!

Hi there. I’m a lawyer practicing in WA.

It seems to me a highly intrusive and potentially discriminatory question to ask a job seeker if they have ever been on Workers Compensation.

In my view employers (even including State Govt employers) who ask this questions as  a matter for course are exceeding the limits of what should be considered an acceptable question, yet this question has become almost standard.  I would very much like to see this issue eliminated from all job application forms as being potentially and (if it can be proven) actually discriminatory.

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Trying to find employment after Workcover

The following article was anonymously submitted via our “submit a guest post” section, for which we are extremely grateful. The more injured workers contribute the better!

Injured workers try to get back to work as soon as they can, however they often face hurdles from prospective employers who see them as a risk, indeed.

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Workcover NSW broken, pointless, complex and unfair

Last year (March 2017) an upper house inquiry into NSW Workers Compensation released its report recommending a range of reforms. But at the end of our readings we see that nothing has really changed, or has there?

The Law and Justice Committee report found that the dispute resolution processes – called “dysfunctional” by stakeholders – were “inefficient, caused delays, and resulted in inconsistent decision-making and a system that is difficult for scheme participants to navigate”.

The review made 26 recommendations to make claims simpler for injured workers and for the NSW government to establish a ‘one stop shop’ forum for the resolution of all workers compensation disputes.

Other recommendations clamp down on aggressive covert surveillance by insurers, stop insurers “doctor-shopping” to deny claims and require case managers to have mandatory minimum qualifications and training.

The review also recommends the removal of the distinction between ‘work capacity’ and ‘liability’.

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Return to work underminded by adversarial workcover NSW

According to its chief executive, getting rid of adversarial relationships that undermine an injured worker’s ability to return to work from the workcover system remains a “big challenge” for the NSW workers’ comp regulator.

The State Insurance Regulatory Authority (SIRA) is focusing on influencing behaviour and culture in the workers’ comp “ecosystem” instead of on compliance and legislation alone, with the latter being “necessary but not sufficient” to achieve more desirable results, according to Carmel Donnelly.

Speaking at the recent 19th annual National Workers’ Compensation Summit in Sydney , she says a “challenging and confronting fact” in injury management is that “people who access injury compensation schemes may in fact have worse outcomes than if they haven’t been entitled to compensation”.

“If you were treated with care and dignify [within a scheme], and that was your perception, you’re more likely to return to work,” Donnelly says.

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